by Stuart Gardner
supply chain risk In the intricate world of construction projects, where timelines are tight, budgets are constrained, and precision is paramount, the smooth flow of materials, equipment, and services is crucial for success. However, the modern construction industry...
by Stuart Gardner
CONTINGENCY AUDIT The Pitfalls of Contingency Audits: Why They’re Not a Good Idea In the realm of business, audits serve as crucial tools for assessing financial integrity, regulatory compliance, and operational efficiency. They provide valuable insights into a...
by Stuart Gardner
Creative Accounting Creative Accounting We use financial accounts for many purposes, to justify a loan, calculate our taxes, demonstrate profitability, or in the case of bankruptcy, our losses! An informed user of accounts should always excercise skepticism when...
by Stuart Gardner
The origins of hawala can be traced back centuries, with its roots believed to date back to the medieval Islamic world. The word “hawala” itself comes from the Arabic root meaning “to change” or “to transform,” indicating its...
